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Ever wonder what kind
of information you'll need for a loan application? Print out the
handy checklist below! |
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| ____ |
Employer's verification address,
contact phone number for personnel for both Borrower.
and Co-Borrower. We need to verify the last two
years employment. |
| ____ |
Copy of Borrower's and
Co-borrower's last two years W-2s. |
| ____ |
For self-employed, a
Year-To-Date signed Profit & Loss Statement and current balance
sheet. Copies of Federal Tax Returns for the last two years including all
schedules, W-2s, 1099s, etc. These copies must be signed and dated. |
| ____ |
Copy of Borrower's and
Co-borrower's last 4 weeks pay stubs. |
| ____ |
Copy of Borrower's and
Co-borrower's Driver's License or photo ID and social security number. |
| ____ |
Diploma or school transcripts, if
you have been a student within the last 2 years |
| ____ |
Banks: Last 3 months
statements (ALL pages of statements) |
| ____ |
After you purchase, verification
of deposits after all funds needed for closing are on deposit. |
| ____ |
Current account statements
received for all asset accounts (savings, checking, mutual funds,
stocks, bonds, IRA, 401(k), etc.) |
| ____ |
After you purchase, copy of front
and back of cancelled earnest money check or copy of front of un-cancelled
check and copy of bank statements showing it cleared from your
account. |
| ____ |
Loans: Names, addresses
account numbers, current balance and minimum monthly payments for ALL of
the following: |
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____ Installment loans |
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____ Credit cards |
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____ In-store credit cards |
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____ Student loans |
| ____ |
Landlord's name, address, phone
numbers for the last TWO years. |
| ____ |
If applies, ALL PAGES of
divorce decrees, property settlements, separation agreements, child
support. |
| ____ |
If applies, Bankruptcy papers with
ALL PAGES and an explanation of the circumstances of the
bankruptcy. |
| ____ |
For VA loans, an ORIGINAL copy of
VA Certificate of Eligibility. |
| ____ |
Copy of Social Security award
letter, if you get Social Security. |
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For refinance loans: |
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Condos/Homeowners Association:
Name, address and phone number of your Homeowners Association. |
| ____ |
"Purpose for refinance"
letter |
| ____ |
Current mortgage company name,
address, phone numbers and account numbers. |
| ____ |
Copy of face page of homeowner's
insurance policy. |
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Click
here to fill out an online application & get started right now. |
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